Checking & Savings Rates

We have multiple accounts to match your ever-changing financial needs. Check our competitive personal and business bank rates.

Rates effective as of 07.23.2024

Personal Checking Accounts

Account Details | Apply Now

Account Name Minimum to Open Minimum to Avoid Service Fee Minimum to Earn APY Interest Rate APY
Absolutely Free Checking $50.00 None None None None
Youth Checking $10.00 None None None None
50+ Interest Checking $50.00 None None 0.02% 0.02%
Benefits Checking $50.00 None None None None
Prestige Interest Checking $50.00 $1,500.00 $0.01
$25,000.00
0.05%
0.07%
0.05%
0.07%
Personal Savings Accounts

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Account Name Minimum to Open Minimum to Avoid Service Fee Minimum to Earn APY Interest Rate APY
Personal Savings $50.00 None $500.00 0.06% 0.06%
Youth Savings $10.00 None $0.01 0.10% 0.10%
Christmas Club $0.00 None None 0.10% 0.10%
Health Savings $0.00 None $0.01
$2,500.00
$10,000.00
0.07%
0.40%
0.40%
0.07%
0.40%
0.40%
HealthyU HSA MMDA $0.00 None $0.01
$2,500.00
$10,000.00
1.50%
1.50%
1.50%
1.51%
1.51%
1.51%
Personal Money Market $50.00 $2,500.00 $0.01
$2,500.00
$100,000.00
$250,000.00
$500,000.00
$1,000,000.00
0.10%
0.10%
0.15%
0.25%
0.35%
0.40%
0.10%
0.10%
0.15%
0.25%
0.35%
0.40%
SecFed High Yield Money Market $50 $5,000.00 $0.01
$5,000
$100,000
$250,000
0.10%
2.00%
2.50%
3.50%
0.10%
2.02%
2.53%
3.56%

 

Personal CDs

Account Details | Apply Now

Term Minimum to Open Minimum Balance Interest Rate APY
3 Month $1,000.00 $1,000.00 0.41% 0.41%
6 Month $1,000.00 $1,000.00 0.51% 0.51%
12 Month $1,000.00 $1,000.00 0.71% 0.71%
18 Month $1,000.00 $1,000.00 1.26% 1.27%
24 Month $1,000.00 $1,000.00 2.06% 2.08%
30 Month $1,000.00 $1,000.00 2.06% 2.08%
48 Month $1,000.00 $1,000.00 1.64% 1.65%
60 Month $1,000.00 $1,000.00 1.54% 1.55%
Personal CD Specials

Account Details | Apply Now

Term   Minimum to Open Minimum Balance Interest Rate APY
           
4 Month Special   $1,000.00 $1,000.00 5.00% 5.08%
7 Month Special    $1,000.00 $1,000.00 4.78% 4.83%
Your Flex CD (15 Month)1   $1,000.00 $1,000.00 4.24% 4.31%
15 Month Special   $1,000.00 $1,000.00 4.34% 4.41%
Your Flex CD (35 Month)1   $1,000.00 $1,000.00 3.75% 3.80%
36 Month Special   $1,000.00 $1,000.00 3.85% 3.91%

1Interest compounds quarterly and credits quarterly. Early withdrawal penalty is $50 (if closed before maturity or make withdrawals when the balance is below $10,000.00) Make 1 FREE withdrawal from your Flex CD each month as long as the balance is above $10,000 at the time of the withdrawal. Make deposits into your Flex CD as much as you like! A penalty may be imposed for any CD withdrawals before maturity. Fees may reduce earnings on an account.

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