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Deposit Rates

Checking & Savings Rates

We have multiple accounts to match your ever-changing financial needs. Check our competitive personal and business bank rates.

Rates effective as of 01.24.2022

Account Name	Minimum to Open	Minimum to Avoid Service Fee	Minimum to Earn APY	Interest Rate	APY
Absolutely Free Checking	$50.00	None	None	None	None
Youth Checking	$10.00	None	None	None	None
50+ Interest Checking	$50.00	None	None	0.02%	0.02%
Easy Interest Checking	$50.00	None	None	0.02%	0.02%
Prestige Interest Checking	$50.00	$1,500.00	$0.01 $25,000.00	0.05% 0.07%	0.05% 0.07%

Account Name	Minimum to Open	Minimum to Avoid Service Fee	Minimum to Earn APY	Interest Rate	APY
Personal Savings	$50.00	None	$500.00	0.06%	0.06%
Youth Savings	$10.00	None	$0.01	0.10%	0.10%
Christmas Club	$0.00	None	None	0.10%	0.10%
Health Savings	$0.00	None	$0.01 $2,500.00 $10,000.00	0.07% 0.40% 0.40%	0.07% 0.40% 0.40%
Personal Money Market	$50.00	$2,500.00	$0.01 $2,500.00 $100,000.00 $250,000.00 $500,000.00 $1,000,000.00	0.10% 0.10% 0.15% 0.25% 0.35% 0.40%	0.10% 0.10% 0.15% 0.25% 0.35% 0.40%
Prime Money Market^*	N/A	$25,000.00	$0.01 $50,000.00	0.03% 0.50%	0.03% 0.50%

^*New accounts no longer offered

Term	Minimum to Open	Minimum Balance	Interest Rate	APY
3 Month	$1,000.00	$1,000.00	0.05%	0.05%
6 Month	$1,000.00	$1,000.00	0.10%	0.10%
12 Month	$1,000.00	$1,000.00	0.21%	0.21%
18 Month	$1,000.00	$1,000.00	0.31%	0.31%
24 Month	$1,000.00	$1,000.00	0.42%	0.42%
30 Month	$1,000.00	$1,000.00	0.46%	0.46%
36 Month	$1,000.00	$1,000.00	0.55%	0.55%
48 Month	$1,000.00	$1,000.00	0.66%	0.66%
60 Month	$1,000.00	$1,000.00	0.76%	0.76%