New Android App Available for Download, Monday, June 9th

As part of our system upgrade, Android users will need to delete the old Security Federal app from their devices before downloading the new one starting Monday morning.
Please note: The new app may not immediately appear in Google Play search results.
To access it directly, use this link:
https://play.google.com/store/apps/details/?id=com.csiweb.digitalbanking.bk0011
What to look for: In the app store, the new Security Federal app will have a white background with our signature “S” ribbon logo in the center.

Apple Users: No action needed—your app will automatically update on Monday morning.
Thank you for being part of this exciting upgrade. We're here if you need support!

ATM UPGRADE NOTICE

ATM withdrawals are currently available at all Security Federal branch ATMs except our Kokomo locations. Please note: Deposits and balance inquiries are temporarily unavailable and will return on Tuesday, June 10th.

Need cash? You can also access surcharge-free ATMs anytime through the Allpoint Network. Find one near you at allpointnetwork.com. We’ll continue to post updates here as we make progress.

Checking & Savings Rates

We have multiple accounts to match your ever-changing financial needs. Check our competitive personal and business bank rates.

Rates accurate as of 06.10.2025

Personal Checking Accounts

Account Details | Find Local Branch

Account Name	Minimum to Open	Minimum to Avoid Service Fee	Minimum to Earn APY	Interest Rate	APY
Absolutely Free Checking	$50.00	None	None	None	None
Youth Checking	$10.00	None	None	None	None
50+ Interest Checking	$50.00	None	None	0.02%	0.02%
Benefits Checking	$50.00	None	None	None	None
Prestige Interest Checking	$50.00	$1,500.00	$0.01 $25,000.00	0.05% 0.07%	0.05% 0.07%

Personal Savings Accounts

Account Details | Find Local Branch

Account Name	Minimum to Open	Minimum to Avoid Service Fee	Minimum to Earn APY	Interest Rate	APY
Personal Savings	$50.00	None	$500.00	0.06%	0.06%
Youth Savings	$10.00	None	$0.01	0.10%	0.10%
Christmas Club	$0.00	None	None	0.10%	0.10%
Health Savings	$0.00	None	$0.01 $2,500.00 $10,000.00	0.07% 0.40% 0.40%	0.07% 0.40% 0.40%
HealthyU HSA MMDA	$0.00	None	$0.01 $2,500.00 $10,000.00	1.50% 1.50% 1.50%	1.51% 1.51% 1.51%
Personal Money Market	$50.00	$2,500.00	$0.01 $2,500.00 $100,000.00 $250,000.00 $500,000.00 $1,000,000.00	0.10% 0.10% 0.15% 0.25% 0.35% 0.40%	0.10% 0.10% 0.15% 0.25% 0.35% 0.40%
SecFed High Yield Money Market	$50	$5,000.00	$0.01 $5,000 $100,000 $250,000	0.10% 2.00% 2.50% 3.50%	0.10% 2.02% 2.53% 3.56%

Personal CDs

Account Details | Find Local Branch

Term	Minimum to Open	Minimum Balance	Interest Rate	APY
3 Month	$500.00	$500.00	0.41%	0.41%
6 Month	$500.00	$500.00	0.51%	0.51%
12 Month	$500.00	$500.00	0.71%	0.71%
18 Month	$500.00	$500.00	1.26%	1.27%
24 Month	$500.00	$500.00	1.75%	1.76%
30 Month	$500.00	$500.00	1.85%	1.86%
36 Month	$500.00	$500.00	1.74%	1.75%
48 Month	$500.00	$500.00	1.64%	1.65%
60 Month	$500.00	$500.00	1.54%	1.55%

Personal CD Specials

Account Details | Find Local Branch

Term	Minimum to Open	Minimum Balance	Interest Rate	APY

4 Month Special	$500.00	$500.00	4.15%	4.21%
7 Month Special	$500.00	$500.00	4.10%	4.14%
Your Flex CD (15 Month)¹	$500.00	$500.00	3.90%	3.96%
15 Month Special	$500.00	$500.00	4.00%	4.06%
Your Flex CD (35 Month)¹	$500.00	$500.00	3.50%	3.55%

¹Interest compounds quarterly and credits quarterly. Early withdrawal penalty is $50 (if closed before maturity or make withdrawals when the balance is below $10,000.00) Make 1 FREE withdrawal from your Flex CD each month as long as the balance is above $10,000 at the time of the withdrawal. Make deposits into your Flex CD as much as you like! A penalty may be imposed for any CD withdrawals before maturity. Fees may reduce earnings on an account.

APY=Annual Percentage Yield. A penalty may be imposed for any CD withdrawals before maturity. Fees may reduce earnings on account.