Checking & Savings Rates

We have multiple accounts to match your ever-changing financial needs. Check our competitive personal and business bank rates.

Rates effective as of 06.02.2023

Personal Checking Accounts
Account Name Minimum to Open Minimum to Avoid Service Fee Minimum to Earn APY Interest Rate APY
Absolutely Free Checking $50.00 None None None None
Youth Checking $10.00 None None None None
50+ Interest Checking $50.00 None None 0.02% 0.02%
Benefits Checking $50.00 None None None None
Prestige Interest Checking $50.00 $1,500.00 $0.01
$25,000.00		 0.05%
0.07%		 0.05%
0.07%
Personal Savings Accounts
Account Name Minimum to Open Minimum to Avoid Service Fee Minimum to Earn APY Interest Rate APY
Personal Savings $50.00 None $500.00 0.06% 0.06%
Youth Savings $10.00 None $0.01 0.10% 0.10%
Christmas Club $0.00 None None 0.10% 0.10%
Health Savings $0.00 None $0.01
$2,500.00
$10,000.00		 0.07%
0.40%
0.40%		 0.07%
0.40%
0.40%
Personal Money Market $50.00 $2,500.00 $0.01
$2,500.00
$100,000.00
$250,000.00
$500,000.00
$1,000,000.00		 0.10%
0.10%
0.15%
0.25%
0.35%
0.40%		 0.10%
0.10%
0.15%
0.25%
0.35%
0.40%
SecFed High Yield Money Market $50 $5,000.00 $0.01
$5,000
$100,000
$250,000		 0.10%
2.00%
2.50%
3.50%		 0.10%
2.00%
2.50%
3.50%

 

Personal CDs
Term Minimum to Open Minimum Balance Interest Rate APY
3 Month $1,000.00 $1,000.00 0.41% 0.41%
6 Month $1,000.00 $1,000.00 0.51% 0.51%
12 Month $1,000.00 $1,000.00 0.71% 0.71%
18 Month $1,000.00 $1,000.00 1.26% 1.27%
24 Month $1,000.00 $1,000.00 2.06% 2.08%
30 Month $1,000.00 $1,000.00 2.06% 2.08%
36 Month $1,000.00 $1,000.00 1.74% 1.75%
48 Month $1,000.00 $1,000.00 1.64% 1.65%
60 Month $1,000.00 $1,000.00 1.54% 1.55%
Personal CD Specials
Term Minimum to Open Minimum Balance Interest Rate APY
7 Month Special  $1,000.00 $1,000.00 4.70% 4.75%
Your Flex CD (15 Month) $2,500.00 $2,500.00 3.99% 4.05%
15 Month Special  $1,000.00 $1,000.00 4.28% 4.35%
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