HOLIDAY CLOSURE NOTICE 

 We will be closed on Wednesday, June 19th in observance of Juneteenth.

Estaremos cerrados el 19 de Junio en conmemoración Juneteenth.

Bank on the go anytime, anywhere using Digital Banking. Have a Smartphone? Download by clicking here: Mobile App.

Realice operaciones bancarias sobre la marcha en cualquier momento y en cualquier lugar utilizando la banca digital. ¿Tienes un smartphone? Descárguelo haciendo clic aquí: aplicación móvil.

 

Checking & Savings Rates

We have multiple accounts to match your ever-changing financial needs. Check our competitive personal and business bank rates.

Rates effective as of 06.18.2024

Personal Checking Accounts

Account Details | Apply Now

Account Name Minimum to Open Minimum to Avoid Service Fee Minimum to Earn APY Interest Rate APY
Absolutely Free Checking $50.00 None None None None
Youth Checking $10.00 None None None None
50+ Interest Checking $50.00 None None 0.02% 0.02%
Benefits Checking $50.00 None None None None
Prestige Interest Checking $50.00 $1,500.00 $0.01
$25,000.00
0.05%
0.07%
0.05%
0.07%
Personal Savings Accounts

Account Details | Apply Now

Account Name Minimum to Open Minimum to Avoid Service Fee Minimum to Earn APY Interest Rate APY
Personal Savings $50.00 None $500.00 0.06% 0.06%
Youth Savings $10.00 None $0.01 0.10% 0.10%
Christmas Club $0.00 None None 0.10% 0.10%
Health Savings $0.00 None $0.01
$2,500.00
$10,000.00
0.07%
0.40%
0.40%
0.07%
0.40%
0.40%
Personal Money Market $50.00 $2,500.00 $0.01
$2,500.00
$100,000.00
$250,000.00
$500,000.00
$1,000,000.00
0.10%
0.10%
0.15%
0.25%
0.35%
0.40%
0.10%
0.10%
0.15%
0.25%
0.35%
0.40%
SecFed High Yield Money Market $50 $5,000.00 $0.01
$5,000
$100,000
$250,000
0.10%
2.00%
2.50%
3.50%
0.10%
2.02%
2.53%
3.56%

 

Personal CDs

Account Details | Apply Now

Term Minimum to Open Minimum Balance Interest Rate APY
3 Month $1,000.00 $1,000.00 0.41% 0.41%
6 Month $1,000.00 $1,000.00 0.51% 0.51%
12 Month $1,000.00 $1,000.00 0.71% 0.71%
18 Month $1,000.00 $1,000.00 1.26% 1.27%
24 Month $1,000.00 $1,000.00 2.06% 2.08%
30 Month $1,000.00 $1,000.00 2.06% 2.08%
48 Month $1,000.00 $1,000.00 1.64% 1.65%
60 Month $1,000.00 $1,000.00 1.54% 1.55%
Personal CD Specials

Account Details | Apply Now

Term Minimum to Open Minimum Balance Interest Rate APY
7 Month Special  $1,000.00 $1,000.00 4.78% 4.83%
Your Flex CD (15 Month)1 $1,000.00 $1,000.00 4.24% 4.31%
15 Month Special $1,000.00 $1,000.00 4.34% 4.41%
Your Flex CD (35 Month)1 $1,000.00 $1,000.00 3.75% 3.80%
36 Month Special $1,000.00 $1,000.00 3.85% 3.91%

1Interest compounds quarterly and credits quarterly. Early withdrawal penalty is $50 (if closed before maturity or make withdrawals when the balance is below $10,000.00) Make 1 FREE withdrawal from your Flex CD each month as long as the balance is above $10,000 at the time of the withdrawal. Make deposits into your Flex CD as much as you like! A penalty may be imposed for any CD withdrawals before maturity. Fees may reduce earnings on an account.

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