HOLIDAY CLOSURE NOTICE

We will be closed on Monday, January 19 in observance of Martin Luther King, Jr. Day.
El lunes 19 de enero permaneceremos cerrados con motivo de la celebración del Dia de Martin Luther King, Jr.
Bank on the go anytime, anywhere using Digital Banking. Have a Smartphone? Download by clicking here: Mobile App.
Realice operaciones bancarias sobre la marcha en cualquier momento y en cualquier lugar utilizando la banca digital. ¿Tienes un smartphone? Descárguelo haciendo clic aquí: aplicación móvil.

Checking & Savings Rates

We have multiple accounts to match your ever-changing financial needs. Check our competitive personal and business bank rates.

Rates accurate as of 01.18.2026

Personal Checking Accounts

Account Details | Find Local Branch

Account Name	Minimum to Open	Minimum to Avoid Service Fee	Minimum to Earn APY	Interest Rate	APY
Absolutely Free Checking	$50.00	None	None	None	None
Youth Checking	$10.00	None	None	None	None
50+ Interest Checking	$50.00	None	None	0.02%	0.02%
Benefits Checking	$50.00	None	None	None	None
Prestige Interest Checking	$50.00	$1,500.00	$0.01 $25,000.00	0.05% 0.07%	0.05% 0.07%

Personal Savings Accounts

Account Details | Find Local Branch

Account Name	Minimum to Open	Minimum to Avoid Service Fee	Minimum to Earn APY	Interest Rate	APY
Personal Savings	$50.00	None	$500.00	0.06%	0.06%
Youth Savings	$10.00	None	$0.01	0.10%	0.10%
Christmas Club	$0.00	None	None	0.10%	0.10%
Health Savings	$0.00	None	$0.01 $2,500.00 $10,000.00	0.07% 0.40% 0.40%	0.07% 0.40% 0.40%
HealthyU HSA MMDA	$0.00	None	$0.01 $2,500.00 $10,000.00	1.50% 1.50% 1.50%	1.51% 1.51% 1.51%
Personal Money Market	$50.00	$2,500.00	$0.01 $2,500.00 $100,000.00 $250,000.00 $500,000.00 $1,000,000.00	0.10% 0.10% 0.15% 0.25% 0.35% 0.40%	0.10% 0.10% 0.15% 0.25% 0.35% 0.40%
SecFed High Yield Money Market	$50	$5,000.00	$0.01 $5,000 $100,000 $250,000	0.10% 2.00% 2.50% 3.25%	0.10% 2.02% 2.53% 3.30%

Peace of Mind Money Market

Minimum to Open: $50.00 | Minimum to Avoid Service Fee: $2,500.00

Balance	Interest Rate	APY	Life Insurance
$0.01 – $2,499.99	0.03%	0.03%	10% of balance
$2,500 – $99,999.99	0.06%	0.06%	10% of balance
$100,000 – $249,999.99	0.75%	0.75%	10% of balance
$250,000 – $499,999.99	1.00%	1.00%	Capped at $25,000
$500,000 – $999,999.99	1.25%	1.25%	Capped at $25,000
$1,000,000 and up	1.50%	1.50%	Capped at $25,000

Account Details | Find Local Branch

Term	Minimum to Open	Minimum Balance	Interest Rate	APY
3 Month	$500.00	$500.00	0.41%	0.41%
6 Month	$500.00	$500.00	0.51%	0.51%
12 Month	$500.00	$500.00	0.71%	0.71%
18 Month	$500.00	$500.00	1.26%	1.27%
24 Month	$500.00	$500.00	1.75%	1.76%
30 Month	$500.00	$500.00	1.85%	1.86%
36 Month	$500.00	$500.00	1.74%	1.75%
48 Month	$500.00	$500.00	1.64%	1.65%
60 Month	$500.00	$500.00	1.54%	1.55%

Personal CD Specials

Account Details | Find Local Branch

Term	Minimum to Open	Minimum Balance	Interest Rate	APY
4 Month Special	$500.00	$500.00	3.80%	3.85%
7 Month Special	$500.00	$500.00	3.70%	3.73%
Your Flex CD (15 Month)¹	$500.00	$500.00	3.54%	3.59%
15 Month Special	$500.00	$500.00	3.61%	3.66%
Your Flex CD (35 Month)¹	$500.00	$500.00	3.40%	3.44%

¹Interest compounds quarterly and credits quarterly. Early withdrawal penalty is $50 (if closed before maturity or make withdrawals when the balance is below $10,000.00) Make 1 FREE withdrawal from your Flex CD each month as long as the balance is above $10,000 at the time of the withdrawal. Make deposits into your Flex CD as much as you like! A penalty may be imposed for any CD withdrawals before maturity. Fees may reduce earnings on an account.

APY=Annual Percentage Yield. A penalty may be imposed for any CD withdrawals before maturity. Fees may reduce earnings on account.