Business Deposit Rates

We have multiple accounts to match your ever-changing financial needs. Check our competitive personal and business bank rates.

Rates effective as of 09.18.2024

Business Checking Accounts

Account Name	Minimum to Open	Minimum to Avoid Service Fee	Minimum to Earn APY	Interest Rate	APY
Absolutely Free Business Checking	$50.00	None	None	None	None
Business Interest Checking	$50.00	$1,500.00	$0.01	0.05%	0.05%

Business Savings Accounts

Account Name	Minimum to Open	Minimum to Avoid Service Fee	Minimum to Earn APY	Interest Rate	APY
Business Savings	$50.00	$500.00	$0.01 $25,000.00 $50,000.00	0.10% 0.10% 0.10%	0.10% 0.10% 0.10%
Business Money Market	$50.00	$2,500.00	$0.01 $2,500.00 $50,000.00 $100,000.00 $250,000.00	0.10% 0.10% 0.20% 0.25% 0.40%	0.10% 0.10% 0.20% 0.25% 0.40%
SecFed High Yield Money Market for Business	$50	$5,000.00	$0.01 $5,000 $100,000 $250,000	0.10% 2.00% 2.50% 3.50%	0.10% 2.02% 2.53% 3.56%

Business CDs & IntraFi/ICS Accounts

Term	Minimum to Open	Early w/d Penalty	Interest Rate	APY
3 Month	$100,000.00	90 days	0.51%	0.51%
6 Month	$100,000.00	180 days	0.51%	0.51%
12 Month	$100,000.00	365 days	0.71%	0.71%
18 Month	$100,000.00	365 days	1.26%	1.26%
2 Year	$100,000.00	365 days	2.06%	2.06%
3 Year	$100,000.00	730 days	1.74%	1.74%
5 Year	$100,000.00	1,095 days	1.54%	1.54%

Business CDs

Account Details | Apply Now

Term	Minimum to Open	Minimum Balance	Interest Rate	APY
3 Month	$500.00	$500.00	0.41%	0.41%
6 Month	$500.00	$500.00	0.51%	0.51%
12 Month	$500.00	$500.00	0.71%	0.71%
18 Month	$500.00	$500.00	1.26%	1.27%
24 Month	$500.00	$500.00	2.06%	2.08%
30 Month	$500.00	$500.00	2.06%	2.08%
48 Month	$500.00	$500.00	1.64%	1.65%
60 Month	$500.00	$500.00	1.54%	1.55%

Business CD Specials

Account Details | Apply Now

Term	Minimum to Open	Minimum Balance	Interest Rate	APY
Prime Index CD²	$500.00	$500.00	5.25%	5.35%
4 Month Special	$500.00	$500.00	5.00%	5.08%
7 Month Special	$500.00	$500.00	4.78%	4.83%
Your Flex CD (15 Month)¹	$500.00	$500.00	4.24%	4.31%
15 Month Special	$500.00	$500.00	4.34%	4.41%
Your Flex CD (35 Month)¹	$500.00	$500.00	3.75%	3.80%
36 Month Special	$500.00	$500.00	3.85%	3.91%

¹Interest compounds quarterly and credits quarterly. Early withdrawal penalty is $50 (if closed before maturity or make withdrawals when the balance is below $10,000.00) Make 1 FREE withdrawal from your Flex CD each month as long as the balance is above $10,000 at the time of the withdrawal. Make deposits into your Flex CD as much as you like! A penalty may be imposed for any CD withdrawals before maturity. Fees may reduce earnings on an account.

²Terms of 12, 24 and 36 months available. Interest compounds quarterly and credits quarterly. Rate may change after the account is opened. A penalty may be imposed for early withdrawal.