HOW TO ACTIVATE YOUR NEW VISA DEBIT CARD

We’re excited to announce that we are transitioning to VISA as our new debit card provider! To activate your new Visa® Debit card: 1) Login to our Mobile App., scroll down on your dashboard to Card Management, click on the card you want to activate. 2) Call 1-800-889-2265, select option 8, then option 1. 3) At an SFSB ATM with the PIN you receive in the mail shortly after your card arrives. Excludes Kokomo ATM's 4) Call our customer service team at 574-722-6261 and a team member can assist you. 5) Stop in one of our branches and a team member can assist you. 

Reminder: Your existing Discover Debit card will stop working on October 7th, 2024.

 

Security Federal Savings Bank

New Home Construction

Are you considering buying or building a home, and can’t decide which to do? If you build your own home, your builder might offer fiancing, or you may need to secure your own new home construction loan. Security Federal offers new home construction loans.

You can apply now

Construction-To-Permanent Loan 

Construction-to-permanent loans are a financing option that prospective custom home builders can apply for. Construction-to-permanent loans are one-time-close loans that fund construction and then convert into a permanent mortgage. During the 6–12-month construction phase, borrowers make interest-only payments. After the construction phase, the payment includes both principal and interest. An extension can be requested f the home is not complete. *

We also offer an optional interest rate float down at the end of the construction phase if interest rates decrease below the rate at origination. The floor rate is 4.50%.

Ready to get started?

Apply online

Contact our team today


*The construction extension fee is $250.

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