New Android App Available for Download, Monday, June 9th

As part of our system upgrade, Android users will need to delete the old Security Federal app from their devices before downloading the new one starting Monday morning.
Please note: The new app may not immediately appear in Google Play search results.
To access it directly, use this link:
https://play.google.com/store/apps/details/?id=com.csiweb.digitalbanking.bk0011
What to look for: In the app store, the new Security Federal app will have a white background with our signature “S” ribbon logo in the center.

Apple Users: Your app may automatically update. If it does not, you need to delete your current app (blue background), then find the new app with the white background. Click here for the new apple app: SecFed Bank on the App Store.
Thank you for being part of this exciting upgrade. We're here if you need support!

Fraud Alert: Text Message Scam

We've been made aware of a fraudulent text message circulating that appears to be from Security Federal Savings Bank, asking you to click a link to decline a suspicious transaction. This message is not from the bank.

Please remember: Security Federal does not send fraud alerts via text message. We will never ask for your login credentials, PIN, or any personal account details through a link or message. If you ever receive a suspicious message or are unsure about a communication, do not click any links. Instead, call us directly at your local branch or our main number.

Your security is our top priority—thank you for staying alert and helping us protect your account.

Security Federal Savings Bank

Purchase a home with Security Federal

If you’re ready to start looking at homes, make sure to secure your financing first! We've helped thousands of people like you buy the home of their dreams. Loan types offered are conventional mortgages, VA loans, FHA Loans with low down payments, USDA Rural Housing loans, In-House Portfolio loans, and Construction Loans to build your new home or major remodel

Why should you choose Security Federal for your mortgage needs?

Quick prequalification
We make local decisions
Getting a mortgage with a community bank like us helps keep money in your community
10% of what you spend with us goes back to supporting the community you live in and love
Variety of repayment terms available
Multiple loan-to-value options

Ready to get started?

You can get prequalified for a mortgage loan in as little as 20 minutes. We'll talk about your income, debts, and you'll be issued a prequalification letter which shows the dollar amount you're approved to borrow for a mortgage. Getting a prequal letter helps put you at the front of the line if you decide to submit an offer on a home - the realtor and person selling the home will know you've already secured financing which makes you a great candidate to them! This process does include pulling your credit score for the most accurate picture.

I want to get prequalified now

What to bring to a prequalification meeting:

1 month of paystubs
2 months of bank statements
2 years of income taxes and W2s or 1099s
Driver's license or state ID
Social Security statement if applicable
Current retirement statement if applicable
Bankruptcy documents if applicable

If you prefer to find out a general amount you can borrow without it impacting your credit score, we can talk through your financial picture together to determine about how much you can afford. This will not hit your credit score, but it also does not provide you with a prequal letter that most realtors need to know you're mortgage-ready.

I want to meet the lenders