ATM UPGRADE NOTICE

ATM withdrawals are currently available at all Security Federal branch ATMs except our Kokomo locations. Please note: Deposits and balance inquiries are temporarily unavailable and will return on Tuesday, June 10th.

Need cash? You can also access surcharge-free ATMs anytime through the Allpoint Network. Find one near you at allpointnetwork.com. We’ll continue to post updates here as we make progress.

New Android App Available for Download, Monday, June 9th

As part of our system upgrade, Android users will need to delete the old Security Federal app from their devices before downloading the new one starting Monday morning.
Please note: The new app may not immediately appear in Google Play search results.
To access it directly, use this link:
https://play.google.com/store/apps/details/?id=com.csiweb.digitalbanking.bk0011
What to look for: In the app store, the new Security Federal app will have a white background with our signature “S” ribbon logo in the center.

Apple Users: No action needed—your app will automatically update on Monday morning.
Thank you for being part of this exciting upgrade. We're here if you need support!

Security Federal Savings Bank

New Home Construction Special

Are you considering buying or building a home, and can’t decide which to do? If you build your own home, your builder might offer financing, or you may need to secure your own new home construction loan. Security Federal offers new home construction loans.

You can apply now

Construction-To-Permanent Loan

Construction-to-permanent loans are a financing option that prospective custom home builders can apply for. Construction-to-permanent loans are one-time-close loans that fund construction and then convert into a permanent mortgage. During the 6–18-month construction phase, borrowers make interest-only payments. After the construction phase, the payment includes both principal and interest. An extension can be requested if the home is not complete.*

0.50% Credit Toward Closing Costs
Interest-Only Payments During Construction
Your Construction Rate Becomes Your Permanent Rate
Lot Equity May Be Used Toward Your Down Payment
Optional Interest Rate Float-Down at Completion
Track Your Loan Status Anytime, Anywhere

We also offer an optional interest rate float-down at the end of the construction phase if interest rates decrease below the rate at origination. The floor rate is 4.50%.

Ready to get started?

Apply online

Contact our team today

*A 1/2% of the loan balance will be deducted from the borrower's closing costs, up to $5,000. All loans subject to credit approval. Other restrictions may apply. SFSB reserves the right to discontinue this offer at any time.