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We're excited to launch our new site - and a new domain name... SecFed.Bank. Read all about our update and what it means for you. Read more »

Security Federal Savings Bank

Government Loans

Are you a first-time homebuyer who’d like to save money? An FHA (Federal Housing Administration) loan is a government insured loan that offers lower down payment requirements, which means you move in faster with less money out of your pocket. This option is available to experienced home buyers, too.


  • Low down payment requirements
  • Lower monthly mortgage insurance premiums 
  • Refinance and renovation loans available 
  • Flexible loan terms available

I'd like to get  with Security Federal. 

VA Loans

Are you a veteran who’d like to save money with your new mortgage? Firstly, thank you for your service! Secondly, VA (Veteran Affairs) loans are a special type of mortgage available for active military members and veterans. VA loans are government insured by the US Department of Veterans Affairs and are offered by participating approved lenders like Security Federal.


  • No money down or low down payment options available 
  • No monthly PMI (Private Monthly Insurance) which lowers your monthly payment
  • Finance up to 100% of your home’s value 
  • VA Streamline refinance mortgage program opportunities available 
  • Flexible loan terms available to fit your needs

I'd like to get  with Security Federal. 

All loans are subject to credit approval. Security Federal Savings bank does not act on behalf of or at the direction of HUD/FHA, the Department of Veterans Affairs, or the federal government.