New Android App Available for Download, Monday, June 9th

As part of our system upgrade, Android users will need to delete the old Security Federal app from their devices before downloading the new one starting Monday morning.
Please note: The new app may not immediately appear in Google Play search results.
To access it directly, use this link:
https://play.google.com/store/apps/details/?id=com.csiweb.digitalbanking.bk0011
What to look for: In the app store, the new Security Federal app will have a white background with our signature “S” ribbon logo in the center.

Apple Users: Your app may automatically update. If it does not, you need to delete your current app (blue background), then find the new app with the white background. Click here for the new apple app: SecFed Bank on the App Store.
Thank you for being part of this exciting upgrade. We're here if you need support!

Fraud Alert: Text Message Scam

We've been made aware of a fraudulent text message circulating that appears to be from Security Federal Savings Bank, asking you to click a link to decline a suspicious transaction. This message is not from the bank.

Please remember: Security Federal does not send fraud alerts via text message. We will never ask for your login credentials, PIN, or any personal account details through a link or message. If you ever receive a suspicious message or are unsure about a communication, do not click any links. Instead, call us directly at your local branch or our main number.

Your security is our top priority—thank you for staying alert and helping us protect your account.

Personal, Auto, and Motorcycle loans

Automobile & Motorcycle Loans

If you’re thinking about buying a vehicle, consider Security Federal for your next loan. You’ll receive a competitive fixed-rate term that can be paid back in up to 84 monthly installments.

Benefits include flexible payment options, including auto-debit from your bank account, a quick and easy application and approval process, and, when the loan closes, a convenient online account management feature.

We can finance:

Up to 100% of the purchase price
New or used vehicles
Dealer or private party purchases

Personal Loans

Planning a vacation? Have unexpected expenses or family events such as an engagement, wedding, or graduation?

Consider a personal loan from Security Federal to help fund your needs!

You’ll receive:

A set payment for a set amount of time
A loan amount between $1,000-$10,000
A loan term of up to 36 months

Ready to get started?

Apply online

Contact a lender

Information to bring to your loan application meeting:

Valid identification
Pay stubs for the most recent 30 days

All Vehicle & Recreational Loan Details: Interest rates are based on the vehicle year and miles, amount you finance, the term (length) of your contract and our evaluation of your credit history. All loans and rates are determined and subject to credit approval. Borrower is responsible for any taxes, licensing fees and a $70.00 origination fee. If payments are 10 days past due, a late fee will be assessed for $25.00.

*The information provided assumes the purpose of the loan is to purchase a vehicle with a loan amount of $35,120 and an estimated value of $35,120. The assumed credit score is 740. The loan term would be 72 months.

At a 6.498% interest rate, the APR for this loan type is 6.505% for 72 payments. The monthly payment schedule would be:

· 72 payments of $590.69 at an interest rate of 6.498%.

· Final payment will be 72 months from the loan origination date.

· No down payment required.

· To qualify for 90 days no payments, you must set up an automatic ACH payment. Additional restrictions may apply. Security Federal Savings Bank reserves the right to discontinue the offer at any time.