We are aware that our Kokomo Markland Branch phone system is currently down. We are working to restore communications, but in the meantime, please reach out by calling our Main Number 574-722-6261 or send our team a message by logging into your account online or our app. Click here for Digital Banking. Have a Smartphone? Download by clicking here: Mobile App.

Home Equity

Home Equity Fixed Term Loan

A home equity term loan is one where you borrow against your existing home mortgage. You receive all of the funds up front when you open the loan.  

Let the equity in your home work for you on home improvements, debt consolidation, vehicle purchase, medical expenses, vacation, and more. How much can you borrow? That depends on how much equity is available in your home. We look at the value of your home compared to the amount you owe on your existing mortgage to determine how much equity is available. 


  • Flexible terms available 
  • Fixed interest rate 
  • Up to 89.9% of appraised property value 

Ready to get started? 

Apply online Contact a lender 

*All Term Loan Details: Borrower pays origination $39.00, flood search $24.00 and tax service $69.00 fees. Borrower pays any additional closing costs, which may include but is not limited to, appraisal or property valuation, title search and recording fees.

Credit Approval: All accounts are subject to credit approval.  

Insurance Requirement: Property Insurance is required; flood insurance required for a property located in a Special Flood Hazard Area. Late Payment: If payment is not made within 15 days of due date a $17.50 late fee is assessed.