Business Deposit Rates

We have multiple accounts to match your ever-changing financial needs. Check our competitive personal and business bank rates.

Rates effective as of 04.24.2024

Business Checking Accounts

Account Name	Minimum to Open	Minimum to Avoid Service Fee	Minimum to Earn APY	Interest Rate	APY
Absolutely Free Business Checking	$50.00	None	None	None	None
Business Interest Checking	$50.00	$1,500.00	$0.01	0.05%	0.05%

Business Savings Accounts

Account Name	Minimum to Open	Minimum to Avoid Service Fee	Minimum to Earn APY	Interest Rate	APY
Business Savings	$50.00	$500.00	$0.01 $25,000.00 $50,000.00	0.10% 0.10% 0.10%	0.10% 0.10% 0.10%
Business Money Market	$50.00	$2,500.00	$0.01 $2,500.00 $50,000.00 $100,000.00 $250,000.00	0.10% 0.10% 0.20% 0.25% 0.40%	0.10% 0.10% 0.20% 0.25% 0.40%
SecFed High Yield Money Market for Business	$50	$5,000.00	$0.01 $5,000 $100,000 $250,000	0.10% 2.00% 2.50% 3.50%	0.10% 2.02% 2.53% 3.56%

Business CDs & IntraFi/ICS Accounts

Term	Minimum to Open	Early w/d Penalty	Interest Rate	APY
3 Month	$100,000.00	90 days	0.51%	0.51%
6 Month	$100,000.00	180 days	0.51%	0.51%
12 Month	$100,000.00	365 days	0.71%	0.71%
18 Month	$100,000.00	365 days	1.26%	1.26%
2 Year	$100,000.00	365 days	2.06%	2.06%
3 Year	$100,000.00	730 days	1.74%	1.74%
5 Year	$100,000.00	1,095 days	1.54%	1.54%

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Time is money, and we can save your small to medium business both

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Skip the trip to the bank and deposit your checks from anywhere

Use your cell phone to deposit checks on the go with our Mobile Check Deposit.

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